FIND IFSC CODE — SELECT STEP BY STEP

IFSC Codes — Garhshankar

Select Bank → State → District → City → Branch to find the IFSC code.

Enter 11-character IFSC code (e.g. HDFC0001234)

State Bank Of India IFSC Codes in Garhshankar

Oiu, Punjab — click a branch to view full IFSC details

2
Branches

State Bank Of India has 2 branches in Garhshankar, Oiu district, Punjab. Each branch has a unique IFSC code used for NEFT, RTGS, and IMPS transfers. Select a branch below to view its IFSC code, MICR code, and address.

SBIN0050081
Garhshankar
SBIN0050399
Tuto Mazara

NEFT, RTGS & IMPS — Quick Comparison

All three systems use the IFSC code to route your transfer to the correct State Bank Of India branch in Garhshankar.

Feature NEFT RTGS IMPS
Full name National Electronic
Funds Transfer		 Real Time Gross
Settlement		 Immediate Payment
Service
Availability 24×7 24×7 24×7
Settlement Hourly batches Real time Instant
Min. amount ₹1 ₹2 lakh ₹1
Max. amount No limit No limit ₹5 lakh
Best for Regular transfers High-value transfers Instant small transfers

More State Bank Of India Branches in Oiu

Other cities and towns in Oiu district where State Bank Of India operates:

Hoshiarpur 2 branches
Alampur 1 branch
Dasuya 1 branch
Hariana 1 branch
Johal 1 branch
Kotfatuhi 1 branch
Mahalpur 1 branch
Mukerian 1 branch
Nasrala 1 branch
Piplanwala 1 branch

Frequently Asked Questions

How many State Bank Of India branches are in Garhshankar?

State Bank Of India has 2 branches in Garhshankar, Oiu, Punjab. Each branch has a distinct IFSC code — select the one closest to you.

What is the IFSC code format for State Bank Of India?

All State Bank Of India IFSC codes are 11 characters — the first 4 letters identify the bank, the 5th character is always 0, and the last 6 characters identify the branch.

Where do I use the State Bank Of India Garhshankar IFSC code?

The IFSC code is required for NEFT, RTGS, and IMPS transfers. Enter it along with the recipient's account number when initiating an online or mobile banking transfer.

How do I verify a State Bank Of India IFSC code is correct?

Cross-check the IFSC code on the branch's cheque leaf, passbook, or the official State Bank Of India website. You can also confirm it by clicking the branch above — the detail page shows the RBI-verified code, MICR number, and full branch address.

What is the difference between IFSC and MICR codes?

IFSC (11 alphanumeric characters) is used for electronic fund transfers — NEFT, RTGS, IMPS. MICR (9 digits) is a magnetic ink code printed on cheques and is used for cheque processing. Both are branch-specific and appear on your cheque book.

Can I use any State Bank Of India branch IFSC code for transfers?

No — you must use the exact IFSC code of the recipient's branch. Using a different branch code, even of the same bank, will cause the transfer to fail or be delayed. Each of the 2 State Bank Of India branches in Garhshankar has a unique code listed above.